Senior Underwriter, Products Liability & Contractors



Marketing & Communications
Richmond, VA, USA · Remote
Posted on Wednesday, June 12, 2024

Job Description

Our client is seeking an experienced Senior Underwriter, Products Liability & Contractors to join their team. This full-time hybrid position is based in Richmond, VA, with the possibility of being remote for the right candidate.


Our client is a global specialty insurance and reinsurance company enhanced by data and technology, focused on producing sustainable underwriting profitability and delivering significant shareholder value.

Headquartered in Bermuda, they operate on a global basis, with over 500 employees and key underwriting operations in London, Bermuda, the US and Dublin.

They work collaboratively, they share a passion for the service and results they deliver, and they know that what they do each day is meaningful – to their customers and their business.


Our client is looking for an experienced Senior Underwriter to join their Products Liability & Contractors team, underwriting a wide array of general, trade, and specialty contractors, as well as products manufacturers, importers, and distributors.

They prefer to base the position in Richmond, VA, but will consider a remote working location for appropriately qualified candidates.

This role is focused on their US excess and surplus lines insurer based in Richmond, Virginia underwriting hard-to-place accounts in the small and middle-market space through an appointed wholesale broker network.


  • Underwrite challenging and complex new and renewal submissions within underwriting guidelines and make sound risk decisions that balance the company’s growth and profitability targets.

  • Negotiate terms and conditions consistent with their coverage-focused underwriting strategies.

  • Market their insurance products through various communications channels and occasional business travel.

  • Develop mutually beneficial partnerships and nurture relationships with their appointed wholesale brokers.

  • Monitor key metrics and ratios with an eye on efficiency and profitability.

  • Assist in training and mentoring of less experienced employees.

  • Participate in special projects and corporate initiatives.


  • Proven underwriting experience specializing in Products Liability or Contractors.

  • Deep technical knowledge of casualty and other liability lines of insurance.

  • Existing relationships within the wholesale broker community and the demonstrated ability to build effective relationships.

  • Strong internal and external communication skills, both verbal and written.

  • Keen attention to detail, sharp analytical competence, and advanced problem-solving skills.

  • Acute focus on customer service to meet and exceed the company’s best-in-class service aspirations.

  • Bachelor’s degree preferred, but not required, with commensurate work experience considered.

  • CPCU designation or other industry coursework preferred, but not required.

  • Ability to travel from time to time to promote the company’s corporate interests.

Conduct Standards:

  • You must act with integrity.

  • You must act with due skill, care, and diligence.

  • You must be open and cooperative with the FCA, the PRA, and other regulators.

  • You must pay due regard to the interests of customers and treat them fairly.

  • You must observe proper standards of market conduct.

  • You must act to deliver good outcomes for retail customers.


Our client offers a vibrant, entrepreneurial, and collaborative culture guided by their values: Be Smart, Be Sensible, Be Open and Be More.

They know if they welcome and respect differences, they’ll attract and retain talent that brings a valuable diversity of perspectives and experience. They want all their colleagues to feel that they can bring their whole selves to work and know that they can be part of building a great company.

Our client offers a competitive salary with an annual performance-based target bonus and a comprehensive benefits package, to include:

  • Hybrid working

  • Matching 401K plan

  • Medical, dental, vision, life, disability

  • Generous time off (including parental leave)

  • Continued support for professional development

  • Gym subsidy

  • Additional days leave for personal interests/wellness/charity work

The compensation for this role to commensurate with experience.